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Saturday, October 18, 2014

Cars2Charities Partners with BCS Foundation to Support Breast Cancer Patients

Many patients face difficult choices given the cost of treatment and the increases in expenses related to a breast cancer diagnosis. Breast Cancer Solutions Foundation raises funds for its sister organization Breast Cancer Solutions, to provide patients in Orange, Riverside, San Bernardino and San Diego Counties with financial assistance and community-based patient navigation during treatment. According to Jennifer Anderson, Executive Director of Breast Cancer Solutions, “The programs offered by Breast Cancer Solutions address factors that can hinder lifesaving treatment for breast cancer, including loss of health insurance, reduced work capacity due to treatment or side effects, and the compounding impact of potentially lifetime increases in medical expenses that can be the tipping point to financial ruin. No one should ever have to choose between life-saving treatment and keeping herself and her family sheltered, fed and clothed.”

Breast Cancer Solutions Foundation has been partnering with Cars2Charities since early 2014 to make it easy for those who want to donate a vehicle to do so. As seen at www.cars2charities.org/breast-cancer-solutions, Breast Cancer Solutions Foundation can be designated as the recipient of the proceeds of any donated vehicle. Cars2Charities offers the simplest and smartest way to donate a vehicle, as seen at www.cars2charities.org/. Even if the car is not running, they will pick it up free, improve it, and complete all necessary paperwork. Those who are interested in donating a car to charity can use the Cars2Charities method of donating – which adds value to each tax-deductible charitable donation.

Donating a car to Breast Cancer Solutions Foundation can be a great way to help breast cancer patients survive and thrive during treatment. You can also support Breast Cancer Solutions Foundation through Breast Cancer Solutions’ inaugural Shady Canyon Soiree on Thursday, October 23, 2014 in Irvine, California. Broadway by Amar Santana will be providing great food and libations. The event will also feature local guitarist Doug Schmude, and a silent auction. Tickets are $75 per person and sponsorship opportunities are still available. For more information, contact Heather Rocha at heather.rocha@breastcancersolutions.org or call 866-960-9222.

Friday, October 3, 2014

Land on investment loans


Lenders consider investment land riskier loans than loans because the property is not being used. This makes poor collateral because the owner can more easily walk from the loan and let the lender stuck with the land. This is the reason why interest rates and down payments tend to be higher for land loans investment. The type of loans for investments that are made much depends on the property, which is the buyer's intention toward using that land and how long it will take the buyer to have the work completed any project there.

Raw or unimproved land that is being sold without any improvement plans tend to be the most difficult for which to get investment loans. Lenders tend to view these parcels as speculative investments. Unimproved land does not have any added improvements such as structures, streets, utilities or sewers. An investment loan on raw land will generally have a substantially higher and higher interest rate than a piece of land that has all the above facilities prepayment. Some lenders will require as much as a 50 percent down payment before they will make loans to investments. The smart shopper will shop around until he or she can find a lender who will go down to as low as 20%. This tends to be local lender who knows the area and property, rather than a lender to a different area.

Those seeking loans for investment land with the intention of improving the land must immediately make sure that the services they need are actually available. A staked survey of the property should be made, because access to the property and easements tend to influence the value of the property. Access may actually be on the way to get investment loans completely. Under certain circumstances refinancing your home mortgage and cashing them will buy land in ways more advantageous than investment loans land. Your current property can secure the loan equity, and this creates less risk for the lender. Taking this route often means a lower interest rate.

Land loans generally have maturities of between ten and fifteen, the same as home equity loans. The interest on your home equity loan can result in a tax deduction on your income tax. Interest expense on investment loans may be tax deductible, but only if the land is held as an investment. It is a good idea for anyone considering land loans have a sit down with a tax advisor if he or she is truly interested in taking this kind of deductible interest. A counselor might suggest approaching a credit union on land loans. Interviewing mortgage brokers is another viable option for land loans investment. In certain circumstances, these interviews end up being the best choice over all others.

Wednesday, October 1, 2014

All about Payday Loan, reasons and suggestions



Payday loan is one of the newest types of lending money, meant for emergency or urgent sudden needs. However, this is usually for short term loans only that usually last about two weeks. It's called that way simply because your payment will be paid on your payday, which means that the loan company will receive money directly from your bank with your permission.

However, in cases that can not repay the loan you have on your payment, they will charge interest that you will have to pay along with your loan at any given time.

When considering getting a payday loan, make sure you really need it because this is a type of loan that people generally get only because of some unsafe unexpected circumstances. This is like a personal loan for those who are in tight finances needs of the moment. Also, if you are wondering who is eligible to apply for it, all are welcome to try it. With payday loans, a bad credit is not a problem, because companies do not be checking your bank statements and credit history for them to approve your application. All you need to have is a regular job that assure you that you can pay them back and a checking account. If you have these two and then you have a better chance of getting a loan.

Also, if you are going to apply, it is not necessary to spend much time waiting in long lines to be on or even interviews. All you need is to open the computer and get on the internet because online payday loans are also available and affordable for those who want to apply. However, of course, there are numerous websites that offer this type of loan system, to better look around first and see which site has the best offers and also good backs feeds patrons. Generally, loan sites like these only get information like your full name, home address and details of your employer or company. However, on some occasions, some sites ask for bank statements just to check.

In terms of how you can have this type of loan, it ranges from 100-1000 dollars, depending on your ability to pay for it. The ideal length of payment terms is 1-2 weeks, but it can extend up to a month. And besides online sites, there are also creditors of payday loan stores payday loan are accessible on your site. Just make sure that before you make a deal that you know all the necessary details and information about the loan, such as interest rate, your rights, how you will pay for it and others. With this, you will prevent situations like being deceived and getting into trouble.

Furthermore, in comparison with other types of loans, payment would be less time for processing. Once a request, you will receive a phone call immediately and will be asked some questions that are all relevant information to your loan application. Some information asked are also the ones you have written or typed on your application form. This is just to confirm that you are really the one who is applying for the loan. Moreover, once all things are explained and done, you will normally receive an email containing the details of your loan as the interest rate, computations, date of payment and also their rights. If you thought of all the elements of good and they have a great offer, you will be asked to sign a contract and email or fax it to them.

the amount of money in the contract or transaction between you and the company payday manifest in the banking next day. It is simply much faster than a loan in banks credit that takes years of filing. Also, if you find a great company, they might not even give your loan interest when will you pay them back within a week.

Payday loan is really a lifesaver, especially for those who are facing sudden situations that need some instant money, an instance can be hospitalization. However, keep in mind that this type of loan is only recommended for those who really need it and not those who are only going to use it only to sustain their desires or whims.