Reporter Agency Brazil
Brasilia - The low-income population can now receive credit CEF between £ 200 and £ 600 for small businesses or for consumption, making it Easy Cash Account customer. The account can be opened at any branch of the institution, without depósito.Se the client does not have CPF (Register of Individuals), you can take right there the document, presenting identity card and proof of address. The new client will be entitled to the first credit of R $ 200, 90 days after opening the account. The loan will be granted a monthly interest of 2%. The installment can be done in the booklet, and the discharge, between 4:12 meses.Após credit first, if the citizen is not in default, you can apply for R $ 400 loan, which settled after then will entitle you to take £ 600. The president of the Box, Maria Fernanda Ramos Coelho, explained that "the division of loan through booklet was made at the behest of the customers of the institution that already takes small value loans". They're used to this system when they buy in large department stores, said Maria Fernanda told a news conference. According to her, also be the customer to have available credit on your account after 90 days of opening, like a overdraft money. In this case, to the extent that the value is being pag, the limit will return to its roof, all within the same system for loan carnê.A Account Easy Federal Savings Bank now has 4.6 million customers since 2003, when it was established the simplified bank account. The forecast of the box is that 1.5 million of these customers are already in a position to take the loans announced today. Later this year, should be borrowed by Easy Account £ 150 million. The customer must check the box and express interest in credit. After examining the request, the availability is immediate. Maria Fernanda reported that this type of loan already in the People's Bank of Brazil (system established by the Bank of Brazil) and in some private banks such as HSBC. According to her, "the decrease in bank inclusion process from 2005 through the box, there was exactly the spread of customers by other banks" .The president of the Box said that in general, the volume of credit provided by the institution has increased significantly. In the housing area, "while the forecast for 2006 was that would be financed R $ 10.2 billion, we have already reached US $ 11.1 billion, which will rise to US $ 14 billion at the end of the year." In the commercial credit, are invested R $ 52 billion for small and micro businesses, which account for 97% of loans clientele. "The box has been working for social inclusion through banking inclusion, which allows the reduction of regional inequalities," said Maria Fernanda.Entre the 4,600,000 Easy Cash Account customers, "many had never set foot inside a bank and the possibility of credit will allow seamstress, cook who makes tapioca, or the worker who knows how to make hot dog, can begin to sell their products and make money, "afirmou.O Box Easy Installment credit is in addition to other Case four loan lines to low-income people and microentrepreneurs, totaling 5.5 million loans since 2003, amounting to R $ 1.3 billion. In São Paulo, the forecast is deck will be lent £ 50 million to about 225 thousand people.
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