The personal loan can be hired by anyone who has good name and in some specific cases also for those who have restrictions in the name with some limitations, of course.
The credit risk involving these two types of granting personal loans are different in Brazil long-term loan is subject to interest a little lower than in short-term loans, typically larger.
In the long-term personal loan when a person calls in order to finance the purchase of a property for own home, call it home loans, housing loan and housing loan in Portugal.
In vehicle financing (leasing and CDC) or refinancing guaranteed to purchase new and used vehicles can also check that the long-term personal loan is present. In general the deadline for loan repayment can reach up to 96 installments for cars and up to 120 months for homes and businesses, several other types of assets can be financed through long-term personal loan.
In the long run you can request a payroll loans in payroll, the rates are low and portions can be paid in up to 60 months.
The long-term loan is an appropriate financing for purchases of goods, buildings and vehicles and all types of products where the customer wants to pay for an extended period, but with immediate release of financial resources.
Currently several credit companies, financial and banks operating in the market offering long-term personal loan among them we can mention the Bank of Brazil, Caixa and BNDES operate with terms out of sight.